Tiny House Insurance in Oregon

Tiny home living is the newest craze sweeping our nation. What is a tiny home, and why are people going crazy over them?

Tiny homes are generally considered to be those under 750 square feet. It may not sound like a lot of square footage, but many people are making the jump to tiny living.

If you are looking to insure your tiny home in Oregon, start comparison shopping before hitting the road by entering your ZIP code above!

TV Show Explosions and Their Influence

– Tiny House Nation on FYI

Tiny House Nation has had a huge influence on the recent tiny home explosion. The show follows contractors and home renovation experts John Weisbarth and Zack Giffin.

The pair helps potential tiny home buyers in their quest to create their own tiny living spaces. The best part about the show is the fact that each tiny home is less than 500 square feet.

– Tiny House, Big Living

Tiny House, Big Living is a great show for those who may want to build their own tiny house.

The show follows couples as they either build their own tiny home or work with a builder to design their own tiny living space.

The show dives into the stresses and pitfalls that couples can experience when they choose to make the jump to tiny living.

– Tiny House Builders

The devil is in the details and no one understands that more than Tiny House Builders‘ own Derek Diedricksen. Diedricksen is a master craftsman.

His work is truly stunning. He creates tiny houses that are not only functional but also beautiful. His homes are works of architectural art. He manages to create a tiny masterpiece every time he designs one of these mini homes.

– Tiny House Hunters

If you love HGTV’s House Hunters, then you may love the tiny version even more.

Tiny House Hunters follows potential tiny home buyers as they explore three tiny homes with the hope of choosing one as their permanent residence.

The show is great for those who want to see all the tiny options out there. With three new tiny homes presented every episode, viewers get to experience a variety of homes that tiny world has to offer.

– Tiny Houses: Living Large in a Small Space

Tiny Houses: Living Large in a Small Space is all about learning to maximize space. Smart storage solutions and ingenious furniture options make this show a DIYers dream.

The show focuses on tiny spaces and how to get the most out of them. Storage under stairs and in other unlikely places help tiny home buyers maintain some of their belongings.

Convertible furniture allows families to live comfortably while still being practical. This show is great for the skeptics who don’t believe there is any way to make tiny living work. Tiny Houses: Living Large in a Small Space may just convince them that all things are possible.

Tiny Homes: The Newest American Dream

https://www.youtube.com/watch?v=tTTwzwKLZak

People go tiny for a variety of reasons. Many people believe going tiny is just a temporary choice, but for many people, it is a permanent way of life. To say that tiny living is a lifestyle change would be an understatement.

– Financial Freedom

For many people, the choice to go tiny is a financial one. Tiny homes come with tiny mortgages, which allow people to travel, save money, or pay off debts.

Many millennials are choosing to invest their money in experiences instead of material possessions. They want to see the world and spend time with those they love.

Many young people are also drowning in student loan debt. The ability to pay off some of this debt is answered by living in a tiny home. For some, it is a temporary solution that becomes a permanent lifestyle.

– Simpler Living

Tiny living requires tiny home buyers to significantly downsize their personal belongings. Cutting back on the clutter and excess is therapeutic for many people.

Many people find that they are much happier living a simpler life. A lot of tiny home buyers find that they are able to live comfortably without all the extra “things” they had grown accustomed to.

– Living On the Road

Many people who live in tiny homes choose to partake in a nomadic lifestyle. Those with the ability to work remotely anywhere with an internet connection are able to see the country in the comfort of their tiny homes.

Many retired people also choose to travel the country and live tiny simultaneously. Tiny living allows people to explore lives they never thought possible.

Tiny House Builders/Designers in Oregon

– Greenleaf in Eugene, OR

https://www.youtube.com/watch?v=2nA2UugVJ9w

Jon and Jen Carroll, a father and son team and the owners of Greenleaf, don’t exclusively build tiny homes; however, they can.

Greenleaf builds homes that are energy efficient, healthy, and architecturally unique.

They specialize in yurt-style homes that are beautiful.

– Tiny Heirloom in Portland, OR

Tiny Heirloom is the epitome of custom tiny home living.

The company is a family owned business that is extremely customer-focused. From the first interaction, Tiny Heirloom makes you feel like you are their top priority.

– Tiny SMART House in Albany, OR

Tiny SMART House is a great option for those who think they may want to go mobile.

They offer a variety of trailer options and are able to build trailers that are RV certified, an important credential when it comes to insuring your tiny home on wheels.

– Oregon Cottage Company in Eugene, OR

Oregon Cottage Company builds tiny homes with all the architectural cottage detail you could ever want. Todd, the owner of Oregon Cottage Company, is an experienced architect. He decided to start building tiny homes in the late 90s.

– Tiny Home Oregon in Redmond, OR

Tiny Home Oregon is great for those who want a more rustic feel. Their tiny homes really have a cabin feel. These houses could be the ticket to a mountain getaway.

– Small Home Oregon in Portland, OR

Walt Quade, the owner of Small Homes Oregon, has more than ten years of experience building tiny homes. Small Homes Oregon offers great options when it comes to self-sustaining tiny homes.

You can live completely off the grid in one of these houses. Another great thing about Quade’s homes is the fact that they are built to be environmentally friendly.

 

Where can I park a tiny home in Oregon?

– A Backyard or Private Land

The website tinyhouseparking.com is a great place to find parking for your tiny home. Whether you’re looking to rent or buy, this website has lots of options for tiny home owners.

If you’re fortunate to have family members with a large yard or private land, you may want to take advantage of that asset.

Many people choose to park their tiny house on the land of friends or relatives. Of course, you only want to choose this option if you’re really close to the people whose land you will be borrowing.

– RV Park

RV parks are also viable options for tiny home owners. The rent is normally fairly minimal, and the land maintenance is normally handled by the park owners.

Mt. Hood Village in Welches is a very cool place for those considering buying a tiny home. The village offers travelers the opportunity to stay in a tiny home for a trial run. Costs are figured on a nightly basis, and are much more affordable than most hotel rooms.

– Tiny House Communities

• Lakeview Tall Town Tiny Village in Lakeview – Lakeview Tall Town Tiny Village is an idyllic tiny village. They also have full water, electrical, and plumbing hookups.
• Simply Home Community in Portland – Simply Home Community is just that, a community. The people in this tiny village work together to make life worth living.
• SquareOne Villages in Eugene – SquareOne Villages is a low-cost solution to tiny living. Their goal is to provide affordable tiny living for everyone.
• Dignity Village in Portland – Dignity Village is a radical project designed to end homelessness. The community houses more 60 people a night who would otherwise be on the streets.

Auto Insurance for Tiny Houses on Wheels in Oregon

– RV Insurance

Tiny homes on wheels can be insured as RVs (recreational vehicles).

The home will be covered for actual cash value, so the insurance company will pay you for a loss less depreciation. The home will also need to be built to RV standards.

– Insurance for manufactured homes

A manufactured home is one that is set on a permanent foundation. In contrast, a mobile home is, for lack of a better word, mobile. Tiny homes can be insured as manufactured homes on an actual cash value basis, similar to RV insurance.

– Bundling Policies

Most companies allow you to bundle your tiny home policy with your auto policies for a discount. If your home is insured as an RV, your insurer may give you a discount for having multiple vehicles insured with them.

If your home is insured as a manufactured home, then your insurer may give you a discount for having multiple policy types with them.

There is also an insurance provider for tiny homes, Darrell Grenz. Darrell Grenz Insurance Agency offers insurance policies in multiple states, including Oregon.

This agency is one of the few in the country that not only offers custom policies for tiny homes, the agency also advocates for the rights of tiny homeowners.

Comparing Multiple Insurance Policies

Comparing insurance policies is paramount to purchasing a policy that best suits your insurance needs.

By examining policies, tiny home buyers can get a feel of what each company offers. By being diligent in your insurance search, you can ensure that you get a policy that covers you when disaster strikes.

Start comparison shopping today for the best rates for your tiny home by entering your ZIP code below!